General usage

BANK ACCOUNT TYPES:

• CRYPTO currency: PLATFORM and REAP
• FIAT currency: JDB

CARDS:

• Only bank accounts of type REAP and JDB can have cards.

REQUIRED PARAMS for API:

• x-apy-key: provided API key
• x-ref-id: a unique identifier for the user

API Flow:

1. Create a core user using x-apy-key and x-ref-id
   • A core user will be created.
   • A bank account of type PLATFORM with currency USDC (CRYPTO) will be created.
2. Create a KYC for the user by filling in all required form fields and uploading 3 images
   • After creation, you can list KYCs and retrieve the ID
   • Use the "Change KYC status" endpoint to set the status to approved.
3. Create a bank account of type REAP with currency USDC (CRYPTO).
4. Create Cards using the endpoint "FIXED Create a new card request"
   • at productId use 9

MONEY TRANSFER

1. Send money from external (e.g., MetaMask) to PLATFORM:
   1. Use the user’s PLATFORM bank account ID and call BankAccounts → Get deposit info to retrieve the wallet address.
   2. Transfer USDC (test/fake) to that wallet.
2. Transfer money from PLATFORM to REAP
   1. Use the BankAccounts → Transfer endpoint to send funds from the PLATFORM to the REAP account.

BANK ACCOUNT

• Use "Get bank account balance" to retrieve the available balance.